Financial Institutions

Advisory for banks, fintechs, and financial services leaders—focused on liquidity, payments economics, governance, and execution discipline.

How SJC Helps Financial Institutions

We support leadership teams with institutional-grade programs that improve economics, strengthen controls, and accelerate execution across complex stakeholder environments.

  • Payments economics: pricing, margin discipline, contract terms, and fee governance.
  • Liquidity & funding: balance sheet narratives, liquidity planning, governance cadence.
  • Risk & controls: audit-ready reporting, escalation frameworks, assurance posture.
  • Operating model: decision rights, KPIs, delivery routines, execution reliability.
  • Vendor strategy: benchmarking, selection support, contracting rigor.
  • Data & automation: analytics-led execution and measurement systems.

Capabilities for Financial Institutions

Engage one capability or run an integrated program across multiple workstreams.

Payments Strategy
Pricing logic, margin governance, fee architecture, client economics.
Liquidity & Funding
Liquidity planning, narratives, governance cadence, execution discipline.
Risk & Compliance
Controls, assurance posture, reporting rigor, escalation frameworks.
Operating Model
Decision rights, KPIs, delivery routines, transformation governance.
Vendor-Neutral Sourcing
Benchmarking, selection support, contracting rigor, performance governance.
Digital & Data
Automation and analytics that improve execution and measurement.

Payments & Liquidity Programs

We help leaders quantify economics, tighten governance, and improve execution in payment, liquidity, and vendor programs.

Explore Approach
  • Economics: pricing logic, margin governance, and leakage control.
  • Controls: audit-ready documentation and decision rights.
  • Vendor discipline: benchmarking, contract redesign, performance scorecards.
  • Cadence: KPIs and routines that sustain outcomes beyond the initial sprint.

Selected Case Examples

Illustrative examples. Details are shared on a confidential basis.

Payments Economics
Improved pricing governance and contract terms to reduce leakage and strengthen margins.
Vendor Contract Reset
Benchmarking and contracting rigor that reduced cost and improved performance governance.
Governance Cadence
Decision rights and KPIs that increased delivery reliability and reduced slippage.
Liquidity Visibility
Improved reporting routines and executive visibility for liquidity decisions.

Insights

Payments Economics: governance that reduces leakage and strengthens margins.
Vendor Discipline: benchmarking and contracts with measurable outcomes.
Controls That Scale: audit-ready reporting without slowing execution.

Contact

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